Consolidation Loans With Bad Credit

When you get a consolidation loan you use that money to pay off multiple large debts. You then have one monthly payment on the loan, making your monthly payments less overwhelming. The goal is to find a deal with a lower interest rate than what you are paying overall.

When you have bad credit your rates will be less favorable than they could be otherwise, but you still may find something better than you are currently paying.

You have two main options to consider before starting your search, secured and unsecured loans.
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